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Which of the following scheduled bank groups can’t start digit | Indian Economy UPSC

Which of the following scheduled bank groups can’t start digital banking units (DBU) in India?
Anonymous Quiz
9%
Small finance banks, RRBs and private sector banks
23%
RRBs, local area banks and small finance banks
37%
RRBs, payment banks and local area banks
31%
Small finance banks and RRBs