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As per the concept note of the RBI on CBDC, which of the follo | Indian Economy UPSC

As per the concept note of the RBI on CBDC, which of the following is not correct about CBDC?
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36%
It is an asset for the RBI
17%
It is freely convertible against commercial bank money
20%
It is a legal tender and a safe store of value
27%
The holders of CBDC need not have a bank account