UPSCPrelimsZone

2022-01-30 16:54:33 Wilful Defaulter

In 1999, RBI classified “wilful” and “non-wilful” defaulters to differentiate those who were deliberately using the banking system to not pay back dues from those who were genuinely fallen on debt trap.

As per RBI, a person or a company is termed as “wilful defaulter” in any of the four circumstances given below:

Defaults on their payment obligation despite being capable of meeting it.

Diverted the funds for purpose other than what was defined on the contract.

Funds are suspected to be siphoned off by the borrower.

Funds are used to buy and sell assets without informing the bank/lender.

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2022-01-30 16:50:20 Dutch disease

It is a concept that describes an economic phenomenon where the rapid development of one sector of the economy precipitates a decline in other sectors.

It is also often characterized by a substantial appreciation of the domestic currency.

Dutch disease is a paradoxical situation where good news for one sector of the economy, such as the discovery of natural resources (for e.g. oil, gas etc.) results in a negative impact on the country’s overall economy.

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2022-01-30 14:17:01 Top Channels for UPSC Preparation
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2022-01-30 13:55:59 Social Justice for UPSC Mains 2022
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2022-01-30 13:13:55 ECONOMY NOTES BY IAS NETWORK
SPECIFIC FOR PRELIMS 2022
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2022-01-30 07:00:56 GEOGRAPHY SHORT NOTES FOR UPSC 2022 BY IAS.NETWORK

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NOTES BY TOPPERS !! ओपन / कमेंट

2022-01-30 06:23:36 Blue Economy

Blue Economy is the sustainable use of ocean resources for economic growth, improved livelihoods and jobs, and ocean ecosystem health.

It emphasizes on integration of development of ocean economy with social inclusion, environmental sustainability, combined with innovative business model.

This is reflected in Sustainable Development Goal (SDG 14), which calls to conserve and sustainably use the oceans, seas and marine resources for sustainable development.

@upscprelimszone ओपन / कमेंट

2022-01-29 21:15:44 Major Ports on Eastern Coast

1) Tutocorin (Tamil Nadu) - artificial port located in Gulf of Mannar, all-weather port, trades in fertilizers and petrochemical products

2) Chennai (Tamil Nadu) - artificial port, India's second busiest port

3) Ennore (Tamil Nadu) - India's first corporatised port

4) Vishakhapatnam (Andhra Pradesh) - deepest port of India, deals with the export of iron ore to Japan, with ship-building and fixing facilities

5) Paradip (Odisha) - natural harbour, deals with the export of Iron and Aluminum

6) Haldia (West Bengal) - riverine port, situated on Hugli River, known as Diamond Harbour, formed to relieve pressure on Kolkata port

7) Kolkata (West Bengal) - riverine port, oldest operating port in India, constructed by British East India Company, trades in jute, tea, coal and steel

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2022-01-29 18:59:46 Photo from IR

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2022-01-29 07:22:19 UKPSC (AE) Exam Calendar 2022 Released

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