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2022-03-30 12:00:51 Have a look at Raymond today - What a move.......

852 Made a high ओपन / कमेंट

2022-03-29 06:11:42 7 Things to do before 31 March to Save Tax and cover Life’s on-going Risk

1) 80C: Claim full tax deduction in

80C 1.5 Lakhs
80D Mediclaim 50K
80CCC NPS 50k

If you do not have funds then withdraw from existing investments & reinvest in tax-saving instruments !

Or take loan to claim tax deduction – Remember you save upfront 30% of investment !

2) Book Profits in Shares and MF up to Rs 1 lakh
Capital gains in Shares and MF is exempt up to Rs 1 lakh. So you can book profits and re buy without paying tax

Also book losses now to adjust against gains from other investments to save Tax

3) Rent: If paying rent to parents or friends Make Rent Agreement
This is applicable for Next year starting from 1 April 2022 to claim HRA benefits

4) Life Insurance: Review your life Insurance based on income

Your Insurance should be 10 time of your annual Income

Buy before your birthday to save on premium

5) Medical Insurance: Review your Medical Insurance requirement for your- self and family each member should have minimum Rs 5 lakh – Max 50 lakh or Family floater of Rs 20 lakh.

6) Increase your SIP in Equity by 10% or more based on your increase in Income compared to last year
Do this exercise every year.

You will be surprise to see your corpus at the end of 30 years

7) Gift your savings to your major child. The Tax implication will be zero for income upto Rs 5 Lakh from next year. And you will save 30%.

8) Form a HUF – There are many ways and means for effective tax planning by creating a HUF.

Above are few tax planning/financial Planning tips. Take decisions by consulting with your CAs. ओपन / कमेंट

2022-03-25 16:01:49 The 5 proven Tasks will improve the investment process:

1. Identify the stocks
2. Research and analyse them
3. Calculate intrinsic value of them
4. Manage and rebalance your portfolio
5. Make an intelligent sell-decision ASP ओपन / कमेंट

2022-03-23 06:26:39 Trading as a Business

To make money in the markets you need to be trading like a business. Hobbies cost money, businesses make money. A business has a plan, a process, and a system. A business has customers that it sells products to for more than their cost. ओपन / कमेंट

2022-03-20 21:45:50 If you want to be a good Index options trader , forget about the results and focus purely on the process. Make your goals to lose the least amount possible, and to make every decision a good risk/reward play. The result will take care of itself. ओपन / कमेंट

2022-03-20 21:38:37 #raymond ओपन / कमेंट

2022-03-20 21:38:20 #SUNPHARMA ओपन / कमेंट

2022-03-10 20:20:43 How To Choose Quality Stocks for Long Term Investment. 1. S E C T O R •If the industry is cool and has room to grow, I really get attracted to it. •I look for only the evergreen Industry. •Evergreen Industry: People will keep consuming the Products… ओपन / कमेंट

2022-03-10 20:18:54 How To Choose Quality Stocks for Long Term Investment.

1. S E C T O R

•If the industry is cool and has room to grow, I really get attracted to it.

•I look for only the evergreen Industry.

•Evergreen Industry:

People will keep consuming the Products of such industries even though the economy collapses.


2. BUSINESS MODEL

• The Business must be easy to understand. Simple Business creates wonder in the economy

• It should belong to the Circle of your competence

• It should not be an acquisition machine

*P.S–

Read Annual Reports- specially
Management and discussion
Section

3. M A N A G E M E N T

•Things to know–

•CSR activity
•Dividend issue
•No pledged Shares
•High holdings of the promoters

•Share buyback= Good sign
•1-2 % > share dilution
•Admit mistakes

4. PROFITABILITY FOR 10 YEARS

•Look For Fundamentally Strong Companies

•A Company with a strong should have such profitability ratios

-Gross margin <50%
-Operating profit <27%
-Operating/Interest >10%
-Profit Margin <15%
-Operating Cashflow/profit<85%
-ROE <20
-ROCE <25
-Debt-Equity >1
-Inventory turn over Ratio <4
-Asset turn over Ratio <1
-current ratio <1
-Quick ratio <1
-Return on Asset Ratio <10
-Financial leverage >2.1
-Free cashflow/EV=5 %
-Interest coverage <50
-Constant EPS Growth
-Debtor days >35-45
-Cash conversion cycle >37

5. SWOT ANALYSIS

S - Strength

W - Weakness

O - Opportunities

T - Threats

This Analysis helps me a lot to understand the economy of the companies.

6. VALUATION

•Method A:

-P/S >1.5
-P/B >5 (based on ROE)
-EV /EBITDA >15
-DCF Method
-PEG Ratio >1.5
-Historical PE

•Method B

{E × ( 8.5 + 2G)× 4.4} ÷10yrs Average Bond Yeild

*P.S
E = Earning
G = Growth

•Method C

Market cap ÷ Free cash flow
= Less than 6 is Good.

•Method D

7 years of EPS ÷ 7 = X

Then, X × 25

For Example:

38+40+41+42+43+45+47=296

296÷7 =42.28

42.28×25= 1057

Share price must be around 1057

•Method E:

Intrinsic value =

Present value of residual value + present value of Discount Rate + Cash & Equity - Debt ओपन / कमेंट

2022-03-07 18:25:04 https://twitter.com/thesmart_bid/status/1500854917699112961?t=aLSe01oLtM355UBs1YMjCg&s=09 ओपन / कमेंट