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2022-03-09 21:20:35 Overall market trend is still bullish, we are just facing some consolidation and correction due to global situation like rise in crude, inflation and Russia Ukraine war etc. Market has already factored in BJP's victory in UP election so if BJP win then market will be up for couple of sessions and then it will again follow global trend for sometime.
Overall we are bullish on Indian market for longer term if UP election results are not negative for BJP. ओपन / कमेंट

2022-03-09 21:09:48 It is very difficult for FIIs to ignore Indian market for long time. World's 70% consumption is done in 7-8 Asian countries, hence it will be very difficult for western countries to impose sanction on Russia for long time where other Asian countries are not supporting these sanctions. ओपन / कमेंट

2022-03-03 07:46:15 ओपन / कमेंट

2022-03-02 06:01:22 News Headline from Leading Financial News Papers,
Wednesday, 02 March, 2022


• Ukraine war may delay LIC IPO to next FY, likely reassessment of March listing this week

• Removal of Russian stocks from MSCI to divert about $600 mln inflows into India: Edelweiss

• Wondering what next? Ignore the near-term turbulence and stay put

• Russia Ukraine News Highlights | NATO to hold emergency meeting over Ukraine on March 4: AFP

• Over 12,000 Indians out of Ukraine so far, none left in conflict zone Kyiv: Foreign Secretary

• BPCL seeks extra Gulf oil, fearing Russian supply hit: Report

• Oil prices soar 8% as Ukraine conflict stokes supply concerns

• TVS Motor sales drop 5% in February at 2,81,714 units

• SBI Mutual Fund's multicap NFO collects over Rs 7,500 crore

• Reliance Retail acquires majority stake in designer brand Abraham & Thakore

• Ilker Ayci’s Air India refusal | Tatas have a problem with expat CEOs

• Tatas may look within for flying Air India after IIker Ayci declines offer

• Hyundai Motor India's total sales fall 14% in February

• Toyota Kirloskar wholesales dip 38% in February

• Tata Motors domestic sales rise 27% to 73,875 units in February

• Hero Electric unveils new model; to launch in next quarter

• MG Motor retail sales rise 5% in February

• After Amul, Parag Milk Foods hikes milk prices by Rs 2 per litre

• You treat founders as slaves: Ashneer Grover to BharatPe investors

• Nayara Energy says making steady progress in India expansion plan despite BP’s exit from Rosneft

• Mumbai power outage: Maharashtra keen Tata Power extends life of Trombay unit as blame game continues

• Russia’s Rosatom doesn't foresee any disruptions in Kudankulam nuclear power plant execution

• Ukraine war may see India's import bills topping $600 billion this fiscal, pushing up inflation, CAD: Report

• Economists trim FY22 growth forecasts after disappointing Q3 GDP number

• Investments through P-notes decline to Rs 87,989 crore in January

• February GST collections at Rs 1.33 lakh crore, down 5.6% from January

• ATF price hiked by 3.3%; fifth increase this year

• Apple, Ford other big American brands join corporate wave shunning Russia

• Mexico won't impose sanctions on Russia

• US to ban Russian flights from American airspace, officials say

• Ford set to announce plans to run EV, ICE as separate businesses: Sources

• Oil prices soar 8% as Ukraine conflict stokes supply concerns

• After Australia opens borders, bookings rise 10% in February: Tourism officials

• February UPI transactions register a dip in value, volume terms

• Infibeam acquires Uvik Technologies for Rs 75 crore

• Mahindra & Mahindra total sales up 89% in February

• RBI imposes penalty on 3 co-operative banks for deficiencies in regulatory compliances

• State Bank of India stops handling trade with sanctioned Russian entities: Report

• Mohit Burman: Plan to extend Eveready brand into new verticals, rejig board

• Palm oil becomes costliest vegetable oil as Ukraine war halts sunflower oil supply

• Future's valuation may be the least of Mukesh Ambani's worries

• Russia's war chokes global economy

• US President Joe Biden to ban Russian planes from US airspace

• Truecaller, Tanla tie up for business messages ओपन / कमेंट

2022-03-02 05:46:23 ओपन / कमेंट

2022-03-02 05:31:51 ओपन / कमेंट

2022-03-01 21:57:17 "Oil Jumps Over 10% as Russia-Ukraine Ceasefire Talks Fail "

https://uk.investing.com/news/commodities-news/oil-jumps-over-10-as-russiaukraine-ceasefire-talks-fail-2595519 ओपन / कमेंट

2022-02-16 06:57:19 Nine Personal Finance Rules we all should better know.

1) Rule of 72 (Double Your Money)
2) Rule of 70 (Inflation)
3) 4% Withdrawal Rule
4) 100 Minus Age Rule
5) 10, 5, 3 Rule
6) 50-30-20 Rule
7) 3X Emergency Rule
8) 40℅ EMI Rule
9) Life Insurance Rule

1) Rule of 72

No. of yrs required to double your money at a given rate, U just divide 72 by interest rate
Eg, if you want to know how long it will take to double your money at 8% interest, divide 72 by 8 and get 9 yrs

At 6% rate, it will take 12 yrs
At 9% rate, it will take 8 yrs

2) Rule of 70

Divide 70 by current inflation rate to know how fast the value of your investment will get reduced to half its present value.

Inflation rate of 7% will reduce the value of your money to half in 10 years.

3) 4% Rule for Financial Freedom

Corpus Reqd = 25 times of your estimated Annual Expenses.

Eg- if your annual expense after 50 years of age is 500,000 and you wish to take VRS then corpus with you required is 1.25 cr.

Put 50% of this into fixed income & 50% into equity.

Withdraw 4% every yr, i.e.5 lac.

This rule works for 96% of time in 30 yr period

4) 100 minus your age rule

This rule is used for asset allocation. Subtract your age from 100 to find out, how much of your portfolio should be allocated to equities

Suppose your Age is 30 so (100 - 30 = 70)

Equity : 70%
Debt : 30%

But if your Age is 60 so (100 - 60 = 40)

Equity : 40%
Debt : 60%

5) 10-5-3 Rule

One should have reasonable returns expectations

10℅ Rate of return - Equity / Mutual Funds
5℅ - Debts ( Fixed Deposits or Other Debt instruments)
3℅ - Savings Account

6) 50-30-20 Rule - about allocation of income to expense

Divide your income into
50℅ - Needs (Groceries, rent, emi, etc)
30℅ - Wants (Entertainment, vacations, etc)
20℅ - Savings (Equity, MFs, Debt, FD, etc)

Atleast try to save 20℅ of your income.
You can definitely save more

7) 3X Emergency Rule

Always put atleast 3 times your monthly income in Emergency funds for emergencies such as Loss of employment, medical emergency, etc.

3 X Monthly Income

In fact, one can have around 6 X Monthly Income in liquid or near liquid assets to be on a safer side

8) 40℅ EMI Rule

Never go beyond 40℅ of your income into EMIs.

Say you earn, 50,000 per month. So you should not have EMIs more than 20,000 .

This Rule is generally used by Finance companies to provide loans. You can use it to manage your finances.

9) Life Insurance Rule

Always have Sum Assured as 20 times of your Annual Income

20 X Annual Income

Say you earn 5 Lacs annually, u shud atleast have 1 crore insurance by following this Rule

These rules are equally useful for young, youth and old. Hope you will find them simple, useful and handy. ओपन / कमेंट

2022-02-15 07:53:13 ओपन / कमेंट

2022-02-10 08:34:58 RBI stated earlier that rise in inflation is due to supply constraint and not because of high demand or consumption. Based on this statement, it looks difficult that RBI will hike rate as it will further spike the inflation. It is purely our view point. ओपन / कमेंट